Who do you insure your boat through?

[Vince521VX]

posted in the boat insurance but no response, so everybody that has progressive do you have propulsion plus? new agent suggested it but reading up on it seems it only covers lower unit failures from mechanical and not hitting stumps/rocks. is this true or can anybody provide feedback?

thanks

My buddy has Progressive with propulsion. He hit something and needed lower unit replaced. They covered it. I just switched to them for that reason. I had American Modern through United Marine Underwriters before that

[adam_p]

My buddy has Progressive with propulsion. He hit something and needed lower unit replaced. They covered it. I just switched to them for that reason. I had American Modern through United Marine Underwriters before that

You don't need "propulsion Plus" for coverage on a lower unit impact. Propulsion Plus covers your lower unit if it has a mechanical failure without impact. The collision insurance covers it you hit something.

[pabasshawk]

Progressive.

[BassDom]

Ben Green!

[dean c]

Progressive through USAA…not that I think that means anything. One not at fault claim in 20 years. They paid quickly after determining a totaled boat.

[Moneyshot]

Does anyone other than Travelers cover mechanical? (blown motor)

[RangerAC]

Nationwide for one reason only…they were the only ones who did not depreciate when you needed them.

[Okie Poke]

Always used Foremost....underwriter of Farmer's Ins.

[Highcentered]

I've been with Markel for about 8 years now. Never made a claim so no clue how they will handle it if I do need them.

[DewRonInc]

Markel

[carp_mstr]

Have had Progressive since 2010 with three new boats in that time the only claim was in 2020 when I wrecked my 2016 Ranger Z520C. They totaled it and paid me the purchase price and still insure my replacment.

[bcopleyjigs]

Farm Bureau

[DaveBrabec]

Bundled everything on a State Farm policy

[mean_dean]

Progressive since I've had a boat that needed insurance dating back to 2005, never had a claim with the boat but with my autos/motorcycle they have always treated me well.

[Mr Phoenix55]

Progressive has insured all my boats for over 20 years. I'm in their Crown Tier meaning I m never put on hold.No brag, just fact.
I've filed several claims over the years, most being $15,000 fiberglass damage, couple pf lower units, prop shafts and couple of trailer accidents. No rate increase etc.
Good Luck in your quest.

[bassnman81]

Travelers, covers mechanical breakdown one your engine too.

[BMCD]

Travelers, covers mechanical breakdown one your engine too.

I believe that is no longer offered right?

As for insurance, I use whoever offers better terms.

[rudapa]

Worldwide marine for about 8-9 years

Same here

[Wildcat62]

Everything is with Farm Bureau

[basser38]

Had progressive, 1 claim and no problems.. they won't insure my allison ,with erie now.. so far no claims and no problems.. never know how good your insurance is until you have a claim.. that said,> I'd stay very far away from state farm unless you like arguing with adjusters and having them tie you up in court for years..